Are you looking to purchase or invest in a Florida condominium, including a non-warrantable condominium? – David A. Krebs Licensed Mortgage Broker in Miami

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Florida law requires owners of new public lodging establishments and new owners of existing establishments to obtain a license from the division Vacation Rental – A vacation rental is any unit or group of units in a condominium, cooperative, or any individually or collectively owned single-family.

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Non-Warrantable Condominiums are condominium units that are in a condo building or complex that does not conform to conforming mortgage lending guidelines. Conventional Loans are called conforming loans because they conform to Fannie Mae and/or Freddie Mac Guidelines.

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1643 Brickell Ave #2701 Miami, FL 33129 Best Mortgage Rates Today July 2019 | MonitorBankRates – Most other lenders’ 15 year mortgage rates that low require you to pay points upfront. 20 year mortgage rates from Bank of Oak Ridge, which is a less popular mortgage term, are offered at 4.25 percent with 0.25 points and the same $853 in fees.

Non-warrantable condos are usually properties like time shares, condo hotels (condotels) and buildings that require owners to join an organization. This has a ton of benefits like helping you lock in a better interest rate, reducing your loan terms and lowering your monthly mortgage payments.

Non-warrantable condo is a condominium property in which the loan is not eligible to be sold to Freddie Mac and Fannie Mae have established criteria when it comes to evaluating condominium This would also include a development where the HOA has foreclosed on a number of properties.