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California’s housing challenges have intensified pressure on Gov. Jerry Brown to give up his effort to allocate money from a federal settlement with mortgage lenders into the state budget. “A.
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You cannot strip off a second mortgage that is partially secured by your equity in the home. This means that if the value of your house is enough that even part of your second mortgage would be paid out of a sale, it is partially secured and the second mortgage cannot be removed through bankruptcy.
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