Fred Holsman Senior Loan Officer | NMLS #399150 Eagle – 302304 Bay Equity Home Loans Mortgage Professional Reviews

The Holsman Team is a family operation that has been active in home lending for over 30+ years in San Diego, California and Boise, Idaho. Our commitment to customer service and building relationships has been, and will continue to be, a top priority. Whether you are purchasing or refinancing, buying your first home or building your dream home, The Holsman Team has all of your lending needs in.

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We are pleased to congratulate Senior Loan Officer, Aaron Simmons, on receiving the Path to Diversity Scholarship awarded by the Mortgage bankers association (mba). The Path to diversity scholarship program recognizes existing industry professionals who are seeking to advance their careers through continuing education.

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HAMP Redefault Rate Less Than 2% After Six Months terms than required by HAMP. Deviations from the Standard Waterfall must be noted in the servicing system or mortgage file. acceptable deviations may include: Interest rate does not increase after five years or is reduced to less than 2.0 percent. Additional principal forbearance is substituted for term extension.