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New Year, New House? Here’s How to Prepare for the 2018 Market Mortgage Masters Group July 19th, 2018 If I hope to buy a house in the next year, how can I prepare my finances? What expenses should I minimize or avoid? Most home buyers prepare in advance by saving for a down payment, but the down payment is only one financial factor of many that buyers need to have in order before getting a mortgage.
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When your down payment is less than 20%, you usually have to pay for Mortgage Insurance, (PMI). This protects the lender in case you don't.
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