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“Washington Mutual built a conveyor belt that dumped toxic. Mutual flooded the market with shoddy loans and securities that went bad. . . . It is.
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You may be able to refinance a car loan in your own name to get your cosigner off the loan. In essence, you’ll buy the car from your ex-spouse and go through the car buying process again. The spouse who is responsible for the car loan payments, the primary signer, should ideally assume credit liability for the loan.
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A residential construction loan is a loan made directly to the homeowner who is building a house. This type of loan is generally a short-term loan not intended for permanent financing of a home but rather to get the dwelling built. A larger down payment, or equity contribution, is generally required up-front from the borrower.
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The NYTimes.com has an excellent (and long) article on what lead to the demise of Washington Mutual, The Reckoning – WaMu Built an Empire on Bad Loans. The bank had so many bad practices it was only a matter of time it imploded.
FHA vs Conventional Loans comparison chart & Pros and Cons. Infographic looks at loan limits, credit score requirements, rates and more for both loans.
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In the 1960s, De Angelis’ allied crude vegetable Oil Company took out bank loans secured by his inventory of soybean. Toxic mortgage debt also led to the 2008 collapse of Washington Mutual. WaMu.
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